Need to Reconsider Reversionary Pensions

On the death of a pensioner with a reversionary pension, the survivor becomes automatically entitled to the deceased member’s pension. This has both estate planning and tax ramifications. From a tax perspective, the surviving member’s transfer balance cap...

Contribution Reserving and Payday Super

Payday Super, commencing on 1 July 2026, generally requires an employer to make their superannuation payment within 7 days of the relevant salary payment. The receiving superannuation fund generally has 3 days to allocate it, or they must return the payment. Where...

Caps Will Increase from 1 July 2026

Now that the AWOTE figures have been released we can confirm that contribution caps will increase from 1 July 2026. We already knew that, based on the December CPI figures, the General Transfer Balance Cap would increase from $2m to $2.1m as at 1st July 2026. The...

SMSF v Tax Business Property Confusion

What’s often overlooked is that the definition of ‘business real property’ under sub-section 66(5) of the SIS Act and ‘residential premises’ under section 195-1 of the GST Act is quite different. If a residential property is being used solely for business purposes – a...

Div 296 Tabled in Parliament

Div 296 has just been tabled. Here’s the Bill and the Explanatory Memorandum. It will be effective from 1 July 2026, with the first assessments levied for the 2027 financial year, based on members’ total super balances at 30 June 2026. Some of the sector...