News

We have created a few useful You Tube videos for you to use for potential new SMSF clients "SMSFs vs Large APRA Funds"...

I have just read Jason Hurst’s excellent article on accessing total and permanent disablement payments in the latest...

We have come across an intriguing case I’d like to share with you. In the 2024 year, a member received employer...

I’d like to recap on a couple of educational tools that advisers may use when speaking to potential new SMSF trustees....

About 80% of new funds are established with corporate trustees. Tellingly, the percentage is higher when financial...

The ATO has released its Corporate plan 2025-26 and has mentioned specific items relevant to SMSFs. The ATO will be...

Though the work test is no longer required for members to contribute up to age 75, it is still required if a personal...

Insurance bonds are being suggested as a solution to Div 296. They certainly have their uses but as a vehicle to...

The safe harbour provision interest rate for SMSFs with related party loans has been set for the 2025/26 year at 8.95%...

What's the answer to the simple question "What's the Div 296 tax on $200k?" Most will answer $30k. It's easy, just...

Death and Taxes are important superannuation issues. There can be significant differences in tax payable depending on...

This year sees an increase of the general transfer balance cap from $1.9m to $2m. This means that a pension commencing...

With the end of the year almost upon us there will be members who will have difficulty ensuring their contributions...

This is the month to consider contribution reserving or, more correctly, deferred allocation of contributions. Subject...

The discussion of Div 296 is largely characterised by misinformation and misunderstanding. As a public service, we...