Over the next month the ATO plan to send letters, emails, SMSs and carrier pigeons to individual members who they believe may be affected by the super reforms. This will include those with balances over $1m, any TRIS recipients, defined benefit pensioners and anyone who made a concessional contribution last year. That’s a lot of people. The communications will also include how they might be impacted and what they might do about it. If the ATO actually implement this you can expect many calls from confused clients so be prepared.
Beware the Salary Sacrifice Trap
While creating our salary sacrifice modelling tool, I was reminded of an issue that I don’t think receives the...


