The Budget & Div 296 Tax

This budget perversely supports the remain-in-super alternative – not by what has changed in super but, rather, by what hasn’t. Considerations surrounding the withdrawal from superannuation to invest individually, or via a discretionary trust, as a response to Div 296...

Beware Div 296 Hallucinations!

Following user feedback, our Div 296 Modelling Tool has been improved. It now shows the significance of the more important assumptions so you can see why the result you are receiving is not intuitively obvious. Let me illustrate this by way of an example. John is 65,...

End of Year Bumper Checklist

It’s that time of year again when we look to tidy up all those end-of-year items. I don’t usually use AI for this blog, but I got it to help me this time – to make sure I didn’t miss anything. What Must Be Done Before 30 June Contributions...

The Ultimate Div 296 Modelling Tool is Now Available

The modelling tool I flagged a fortnight ago is now live and embedded in our Div 296 FAQ. Thanks to those who reached out with feedback on the preliminary findings — the version released to the sector goes further than what I originally scoped. The tool doesn’t...

Div 296 Modelling Tool

I am just putting the finishing touches on, what I intend to be, the ultimate tool for Div 296 modelling of superannuation withdrawals and reinvestment in individual names, companies or insurance bonds. The tool will be embedded in our Div 296 FAQ and be available for...