SMSF v Tax Business Property Confusion

What’s often overlooked is that the definition of ‘business real property’ under sub-section 66(5) of the SIS Act and ‘residential premises’ under section 195-1 of the GST Act is quite different. If a residential property is being used solely for business purposes – a...

Div 296 Tabled in Parliament

Div 296 has just been tabled. Here’s the Bill and the Explanatory Memorandum. It will be effective from 1 July 2026, with the first assessments levied for the 2027 financial year, based on members’ total super balances at 30 June 2026. Some of the sector...

Why Does Div 296 Now Apply on Death

One of the major changes incorporated into the latest version of Div 296 is its application to death benefits. The previous version exempted deceased members but that exemption has been removed. What was the reason for this and what are the chances of getting it...

General Transfer Balance Cap to Rise

Based on the December CPI figures, the General Transfer Balance Cap will increase from $2m to $2.1m on 1st July 2026. This means that pensions commenced from 1 July 2026, for a pensioner who has not commenced a pension previously, will have a $2.1m transfer balance...